Cardoc General Services LLP

Accelerating Auto-Loan Disbursement
through Seamless Documentation

Your Trusted Partner in End-to-End Vehicle Documentation Solutions

MSME: UDYAM-HR-05-0062011 CIN: AAO-2733

About CardDoc General Services LLP

Cardoc General Services LLP is a premier, business-centric organization providing specialized IT-Enabled Solutions, Consulting, and Business Process Outsourcing (BPO) services specifically for the Indian automobile industry.

We act as a critical bridge between financial institutions and their customers, ensuring that the complex documentation required for auto loans is handled with precision, speed, and absolute compliance.

Our Mission

We focus exclusively on maximizing client returns by leveraging our unparalleled experience and comprehensive capabilities across the automobile and I.T. sectors. We take pride in delivering responsive, timely, and seamless documentation support that meets the unique requirements of every client.

Manual RTO Processes Create
Significant Bottlenecks for Banks

Delayed Disbursements

Manual RTO processes and document errors stall loan payouts, impacting bank liquidity and interest realization.

Compliance Risks

Incorrect hypothecation or ownership transfer leads to significant legal and financial exposure for institutions.

Operational Burden

Tracking physical documents across multiple RTOs is resource-intensive and prone to administrative friction.

Customer Friction

Slow processing times hurt dealer relationships and diminish the borrower's experience and trust.

Cardoc Provides a Seamless Bridge for
Post-Approval Documentation

End-to-End Management

Comprehensive handling from doorstep document collection to final RTO submission, ensuring zero leakage in the lifecycle.

Real-Time Status Tracking

Proprietary IT solutions provide banks with full transparency and digital archiving for instant record-keeping and audit readiness.

Bridging the Gap: Bank | Cardoc | RTO

Zero-Error Compliance

Specialized "Maker-Checker-Approver" workflow ensures 100% data accuracy and adherence to banking regulatory standards.

Strategic Leadership Combines Finance and
Technology Expertise

Sunish Gopalan

Mentor & I.T. Director


Director of I.T. at Indibird Technologies since 2013. A seasoned professional providing the technological backbone and IT-enabled solutions that drive Cardoc's seamless documentation and tracking capabilities.

Chand Uppal

Designated Partner - Business Development


Former Director of Finance at Rupayan Finance with over 20 years of expertise in the automobile and pre-owned car industry. His deep understanding of financial compliance is central to our institutional partnerships.

Specialized Support Management

Naveen

Partner - Accounts & Compliance

Nitin

Partner - Operations & Field Execution

Minmayee

Partner - HR & Data Management

Trusted by Leading Financial Institutions Across India

YES BANK Logo

Strategic partnership since 2019, managing end-to-end documentation for high-volume auto-loan portfolios.

~80 Cases
Monthly Volume
₹3.5 Cr
Monthly Value

ICICI Bank Logo

Onboarded in 2024 to streamline RTO processes and accelerate disbursement timelines for pre-owned vehicle loans.

~25 Cases
Monthly Volume
₹2.0 Cr
Monthly Value

Flexible Engagement Models to Suit Institutional Needs

Category A: Transaction-Based Model

Case-Wise Billing

Transparent, per-file pricing for core services

Success-Based Model

Billing tied to verified RTO delivery

Scalable Operations

Scale costs directly with lending volume

Category B: Institutional Retainer

High-Volume Optimization

Monthly retainer for consistent documentation needs

Dedicated Support Team

Priority access to a specialized field team

Comprehensive RC Management

End-to-end tracking of RC limits and docs

All models include real-time digital tracking and 100% compliance guarantee.

Partner with Cardoc for
Operational Excellence

Registered Office

Unit No.001, 2nd Floor, MGF Metropolis,
MG Road, Gurugram, Haryana 122002

Corporate Office

Unit No 519, Amber Tower,
Azadpur, Delhi 110033